Avoid Impulsive Purchases

Avoiding Impulsive Purchases – Financial Discipline & Smart Spending Coaching Worksheet
Take control of your finances and align your spending with your long-term goals using this mindful money management tool. The Avoiding Impulsive Purchases worksheet guides you through identifying your spending triggers, practicing the 24-hour rule, and developing a smart spending strategy that keeps your money working for you—not against you.

Common Pain Points This Solves:

• Buying on impulse without a plan → Learn to pause and assess before spending.

• Shopping when stressed or bored → Replace emotional spending with healthier coping strategies.

• Confusing wants with needs → Build clarity on what truly matters to you.

• Regretting purchases but repeating the behavior → Create habits that prevent repeat mistakes.

The Quick Outcome:
By the end of this worksheet, you’ll have a personal “pause before purchase” system, a go-to set of questions to ask before buying, and a renewed focus on your bigger financial goals—helping you feel more in control and confident with your money.

Part of the 360° Life Renewal series, this resource blends practical money discipline with intentional living, empowering you to make spending choices that support your future instead of sabotaging it.

Perfect for anyone who wants to stop impulsive buying, reduce financial stress, and create a more secure, purpose-driven life.